It only takes a few centimeters of water to cause thousands of dollars in damage to your home.

Overland water coverage protects you from:

• Spring Runoff
• Heavy Rains
• Overflow from Lakes and Rivers


The average fresh water flood damage claim amounts to more than $38,000. Flooding is the most common type of natural disaster in Canada. Click the above timeline to see just how frequent overland water damage is in BC. This coverage can be added to your existing home insurance policy as an Overland Water Endorsement and is the best way to protect yourself from devastating financial loss due to flooding.

This coverage is new to BC, and will be available to most homeowners. It is a big step in the Canadian insurance industry as previous to this, Canada was the only G8 country where this type of protection wasn’t an option.

overland infograph Why Should I Consider This Coverage?

Floods are increasing in frequency due to the changing climate, it can happen anywhere at any time and usually catches people unprepared (See timeline). Capri Insurance is BC’s Overland Water Coverage specialist and we will walk you through the entire process. We want to make sure that you have the coverage you need when you need it.

To learn more:
Check out our Overland Water infographic

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